Financing with Our Dealership

Dick Smith Nissan of Columbia takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Dick Smith Nissan of Columbia Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Dick Smith Nissan of Columbia can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Welcome to Our Financing Department

Finance or Lease Your Next Vehicle with Dick Smith Nissan of Columbia

Regardless of whether you prefer a brand-new Nissan model from our new inventory or a deal from our used inventory, you can count on the professional team in our finance center to help you secure the perfect payment plan to go with your new vehicle. Our team works with you, your budget, and with multiple banks throughout the greater Orangeburg SC, Horrel Hill SC and Great Falls SC area to find our customers the ideal loan or lease to help make their dream car a reality.

Financing Solutions Made Easy with Dick Smith Nissan of Columbia

Do you want to lease your new Nissan? This option lets you trade your car, truck or SUV after a few years for a brand-new one, and often means a lower monthly payment while buying means you see the loan through to the end until it is paid off. The result of buying a new or used vehicle is that you own it outright, and that's something that our Orangeburg SC, Horrel Hill SC and Great Falls SC drivers can appreciate.

Let's Get Started and Finance Your Next Car in Columbia SC

We want to make the process of buying a car simple. At Dick Smith Nissan of Columbia, we're ready to help you by answering any questions you might have. We also have many tools that you can utilize to save some time with our online finance application, which helps make the process smoother and gives us a chance to find you the right plan and put you one step closer to getting behind the wheel of your next car.

Your privacy is important to us.

Dick Smith Nissan of Columbia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Dick Smith Nissan of Columbia

    9940 Two Notch Rd
    Columbia, SC 29223

    • Sales: (803) 256-6600
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Get in Touch

  • Contact our Sales Department at: (803) 256-6600
  • Monday9:00am - 8:00pm
  • Tuesday9:00am - 8:00pm
  • Wednesday9:00am - 8:00pm
  • Thursday9:00am - 8:00pm
  • Friday9:00am - 8:00pm
  • Saturday9:00am - 8:00pm
  • SundayClosed